1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the Service.

2. Service Description

Faktia provides a suite of financial analysis tools, articles, news and insights for users of our platform.

3. Use License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use only.

4. Restrictions

You agree not to:

• Use the Service for any illegal or unauthorized purpose.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Service, the server on which the Service is stored, or any server, computer, or database connected to the Service.
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission from us.
• Use the Service in any manner that could disable, overburden, damage, or impair the Service or interfere with any other party's use of the Service.

5. Intellectual Property

The Service and its original content, features, and functionality are and will remain our exclusive property. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

6. Third-Party Links

Our Service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

7. Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

In no event shall Faktia, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

9. Indemnification

You agree to defend, indemnify, and hold harmless Faktia and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, or b) a breach of these Terms.

10. Modification of Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Republic of Ireland, without regard to its conflict of law provisions.

12. Contact Information

For any questions about these Terms, please contact us at questions@faktia.com

Disclaimer Regarding Financial Advice

No Financial Advice Provided

The information provided on Faktia including but not limited to reports, charts, data, links, articles, and any other materials is for informational purposes only and does not constitute financial advice, trading advice, or any other type of advice whatsoever. We do not recommend that any securities, portfolios, transactions, or strategies are suitable for you based on your personal objectives, financial situations, or needs. Decisions based on information provided on Faktia are the sole responsibility of the user, and in exchange for using the Service, you agree to hold us and our affiliates harmless against any claims for damages arising from any decision you make based on such information.

Before making any financial decisions, you should consult with financial, tax, and legal professionals regarding the evaluation of the information obtained from the Service. The performance of a security or market discussed on the Service is not a guarantee of future results or returns. Investing in the stock market involves risks, including the loss of principal.

No Endorsement of Third-Party Content

Faktia may provide links to websites, platforms, and content owned by third parties as a convenience to you. We do not endorse, and are not responsible for, the content, products, services, or practices of any third-party websites, including but not limited to the accuracy or reliability of information contained therein.

By using Faktia, you acknowledge and agree that the information provided through the Service does not constitute financial advice and that you should consult a financial professional to tailor advice specifically to your individual circumstances. Your use of the Service and reliance on any information provided on the Service is solely at your own risk.

By using Faktia, you acknowledge that you have read these Terms of Use and agree to be bound by them.